A1. The application procedure can be processed through online and mobile. You may also submit your loan application either via phone, WhatsApp application or visiting our office.
A2. There are no charges for applying the loan no matter the loan is approved or declined.
A3. Bank autopay, by signing the “Direct Debit Authorization Form”, the payment will automatically be settled every month through direct debit from your designated bank account on the payment due date.
A4. Never. In accordance with the terms of the Personal Data (Privacy) Ordinance, all your information will be kept strictly confidential.
A5. The applicant should be aged over 18 and resident of Hong Kong. * Hong Kong Identity Card * Employment proof * Current residential proof, e.g. utility bills, bank statement within last 3 months * Recent income proof, e.g., payroll slip, tax demand note, monthly bank account statement/passbook with your salary or MPF statement within last 3 months
A6. No security, collateral or guarantors are required for obtaining a personal loan and debt reconstruction.
A7. The pre-approval result only needs 15 minutes with all required documents submitted. The actual time required is subject to change in accordance with the circumstances of individual cases.
To know more about our loan products, please contact our Hotline at 3195 8989 for the best tailor-made solutions to meet your financial needs.